A leading global digital payment platform

Payments,
never been easier

AntPay provides secure, convenient, and efficient global payment solutions for developers and businesses.

200+ countries and regions 150+ currencies

Payments

Manage your payments.

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Status Account Amount
Success@ledger.ops$316.00...
Success@fx.desk$242.00...
Success@payout.rail$837.00...
Success@settle.node$721.00...
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Core products

All-in-one
payment solutions

From acquiring to settlement, risk control to compliance, AntPay provides a complete payment infrastructure.

01

Global Acquiring

Support Visa, Mastercard, UnionPay and other major card networks, covering 200+ countries

200+ Countries150+ Currencies3D SecureReal-time Settlement
02

Cross-border Payments

Localized payment methods, smart routing, seamless connection to global markets

Local PaymentsSmart RoutingFX OptimizationCompliance Customs
03

QR Code Payments

Alipay, WeChat Pay, UnionPay QR code all-in-one, instant settlement

Three-in-One QRInstant SettlementMarketing ToolsMembership System
04

Currency Exchange

Real-time exchange rates, ultra-low spreads, supporting fiat and crypto exchange

Real-time RatesFrom 0.3% SpreadAuto ExchangeMulti-Currency Wallet
05

Risk Control & Compliance

AI-driven anti-fraud system, comprehensive fund security protection

AI Risk ControlAML ScreeningKYC/KYBReal-time Monitoring
06

Open Platform

RESTful API, multi-language SDK, fast payment integration

RESTful APIMulti-language SDKSandbox EnvironmentTechnical Support
01 / Global acquiring

One integration,
every card network

Visa, Mastercard and UnionPay on a single contract, with 3D Secure and real-time settlement in the currency you hold.

  • 0013D Secure 2.2 on every transaction, with frictionless flow where the issuer allows it
  • 002Smart routing picks the acquirer with the highest live approval rate, per issuer and per country
  • 003Real-time settlement into a multi-currency wallet, no daily batch window
  • 004Chargeback automation assembles evidence and files the representment for you
AntPay payment card in blue anodised metal
Stacked blue glass capsules, the AntPay multi-currency wallet
02 / Currency exchange

Rates you can
hold a client to

Real-time exchange rates and ultra-low spreads across fiat and crypto, quoted before you commit and locked for the life of the transaction.

PairMidSpread
USD / EUR0.92140.30%
USD / GBP0.78630.32%
USD / JPY151.4020.35%
USD / CNH7.10460.38%
USD / SGD1.33920.41%

Indicative rates, shown for layout. Live quotes come from the rates API.

03 / Open platform

Live in the
sandbox in minutes

A RESTful API, SDKs in every language your team already writes, and a sandbox that mirrors production behaviour including declines.

  • SDKNode, Python, PHP, Java, Go, Ruby, .NET
  • ENVSandbox keys issued on signup, no sales call
  • SLA99.99% uptime, 24/7 technical support
POST /v1/payments
# create a cross-border payment
curl https://api.example.com/v1/payments \
  -H "Authorization: Bearer $ANTPAY_KEY" \\
  -H "Content-Type: application/json" \\
  -d '{
    "amount": 48250,
    "currency": "USD",
    "settle_currency": "EUR",
    "method": "card",
    "routing": "smart",
    "capture": true
  }'
{
  "id": "pay_3nQ7xK2vTb",
  "status": "succeeded",
  "amount": 48250,
  "currency": "USD",
  "settled": { "amount": 44462, "currency": "EUR", "rate": 0.9214 },
  "route": "acq_eu_02",
  "risk": { "score": 4, "decision": "allow" },
  "latency_ms": 312
}
04 / Risk and compliance

An AI risk engine that reads the transaction, not the rulebook

Screening runs inline against sanctions and AML lists, KYC and KYB are handled at onboarding, and every route is monitored in real time. Fraud is scored before authorisation, not after settlement.

99.99%
Platform uptime
312ms
Median auth latency
0.04%
Fraud rate, blended
Three blue glass shards, the AntPay risk stack
Pricing

Priced per corridor,
not per seat

There is no flat rate worth quoting, because the cost of a payment depends on where it goes and how it gets there. Four things move the number.

01

Volume

Monthly processed value, banded. The rate steps down as you cross each band, and it is reviewed quarterly.

02

Corridor

Where the money starts and where it lands. Domestic costs less than cross-border, and some corridors carry local scheme fees.

03

Method

Card, local method, QR or bank transfer. Interchange is passed through at cost, so the method you route to is the method you pay for.

04

Settlement

Real-time settlement and same-day payout price differently to a standard cycle. So does the currency you choose to hold.

Start on the published rate

Currency exchange starts from a 0.3% spread. Register for the 14-day free trial with no credit card, run real volume in the sandbox, then we quote against what you actually sent.

Indicative structure. Final pricing is quoted per account and confirmed in the commercial agreement.

Customer reviews

Trusted by
10,000+ businesses

Hear what our customers say.

“
AntPay helped us integrate 150+ global payment methods, boosting conversion rate by 35% and settlement efficiency by 3x.
01Cross-border E-commerce PlatformCTO
“
The API design is very developer-friendly. We integrated payment functionality in just 2 days, and the technical support was very responsive.
02SaaS Service ProviderFounder
“
The split-payment feature perfectly solved our multi-role settlement issues. High automation greatly reduced manual costs.
03Sharing Economy PlatformFinance Director
AntPay fluid curve, blue glass on true black
About

One platform
behind the payment

AntPay is a global digital payment platform. We give developers and businesses secure, convenient and efficient payment infrastructure, from acquiring through to settlement, on a single integration.

50B
Annual transaction volume
10,000+
Merchants served
  • REACH200+ countries and regions, 150+ currencies
  • BUILTFor cross-border commerce, platforms and compliance-sensitive industries
  • MODELNot a bank. Infrastructure your own product sits on top of
Start now

Ready to
get started?

Register now and enjoy a 14-day free trial, no credit card required.

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